Car accidents can be stressful and confusing, especially when determining fault. One common concern for drivers is how an accident, even one where they were not at fault, can impact their insurance premiums. Understanding the nuances of insurance policies and how they relate to fault can help alleviate some of the worries that come with being involved in an accident.
Typically, insurance companies categorize accidents based on fault: at-fault accidents and not-at-fault accidents. An at-fault ac